You may have seen and enjoyed watching fail videos. When my children were little, we spent a few minutes of our bedtime routines watching fail videos on YouTube. Don't judge, the impact of the learning from these videos was powerful. They learned that slopes and skateboards can result in bruised knees or worse, broken legs and wrists. Interestingly, they don't have an interest in skateboards. Financial fails are not as easily captured on video. Even so, they can elicit the same intense expressions and learning opportunities. If you have found other finance books boring or it has been hard to reach others with personal finance information, then this book is for you. This book takes a completely different approach to teaching personal finance. The financial fails in this book are not so far out of reality that they will never occur. They are close to home and can happen to anyone. All the major phases of life are detailed throughout this book. This will teach you, or at least confirm, that you have navigated life's financial decisions successfully, avoiding debt, and not ending up in a fails video or in this book!

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