The Genetic Make-Up of Rebuilding Your Credit focuses on the basics of establishing a solid credit resume. Chayo discusses the details on how to rebuild your credit with proven suggestions that will work overtime by using consistent good credit practices. The reasons people fall into credit problems are endless, but it's not a complete loss. Anyone can establish a good credit report if you know the necessary steps. Some topics discussed in the book are listed below: What is Credit? - Reducing Debt - Bankruptcy - Credit Utilization - Secured Credit Cards - Trade Lines - Creating a Budget According to the Balance, bad credit is defined as, "A person with bad credit is considered a risky borrower, usually due to owing large amounts of money or having a history of unpaid bills and debts. Having bad credit can make it hard to get a credit card, mortgage, or other loans. Bad credit is usually seen as a credit score under 580." Credit scores define your creditability; therefore, Briggs understands the key to success comes through life experience; for that reason, he assists clients in procuring their prosperous future, breaking the chains of financial distress. Chayo's advice on credit and finance has been featured in numerous books and magazines, such as. Courbee Revolucion Magazine, Fashion Trendz Magazine, Creativ A Modern Bohemian Magazine , The Ultimate Black Man Magazine, Queen Size Magazine, Beautifully Said Magazine, A-Spire Magazine, IPEN Magazine, Elissa Gabrielle Entertainment Magazine, Shive Magazine, EM-Spire, So Fn Dope Magazine, Jamsphere Indie Music Magazine, G-Entertainment Magazine, Black Indian Voices Newspaper, Enjoy Life Magazine, Gun Shape State Magazine and numerous other publications

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