Baker's Dirty Dozen Principles for Financial Independence is a lighthearted and inspiring financial guide. No highfalutin economic theory or fancy schmancy money formulas. Just a simple recipe for financial independence that have been tested through personal experiences and teaching personal finance for over twenty-two years. This book will help you: Find the path that fulfills you. Identify financial minefields to avoid. Not be a slave to debt. Set up your 401(k) and Roth IRA. Find the right house and pick the right mortgage. Protect your assets. Make a difference in your family, community, and place of worship

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