On Florida's Gold Coast, people change when the lights go out especially those who live on the dark side.Todd Palmer was a knock-around guy who happened to be in the wrong place at the right time. He pulled fast-track banker Jay Rigges out of a tight spot at a strippers' bar and found himself sitting pretty, in Jay's mansion. He also found MelanyJay's exotic, erotic, rich-girl wifeand a life-style filled with speedy red Porsches, deep-blue swimming pools, and fat white lines of coke. Todd knew something crooked had to be going on

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